Investing Guide

Can I Get Residency in Dubai Without Investing AED 2 Million?

July 2026 · Updated October 2026

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Yes. Under Dubai Land Department’s current Investor Residence Application, a sole Dubai property owner may apply for a two-year property-owner residence visa regardless of property value. For jointly owned property, the applicant’s share must be worth at least AED 400,000. The AED 2 million threshold applies to the separate ten-year Golden Visa.

Residency Below AED 2 Million

The two-year property-owner residence visa is currently the principal Dubai property-linked residency route for an eligible owner below the AED 2 million Golden Visa threshold. Current DLD guidance states:

  • A sole property owner may apply regardless of the property value.
  • For jointly owned property, the applicant’s share must be valued at no less than AED 400,000.
  • The owner must apply separately and complete the applicable immigration and documentation requirements.
  • Buying property does not automatically issue a residence visa.

When the AED 2 Million Threshold Matters

The AED 2 million property threshold applies to the ten-year real estate investor Golden Visa. One or more qualifying properties may be used to meet that threshold, subject to current DLD requirements.

The first question should still be: what are you trying to accomplish? Rental income, appreciation, a lifestyle base or residency lead to different properties. The right strategy starts with your goals. The visa is often the result of making the right investment, not the reason for it.

Read The Full Transcript
Can I get residency in Dubai without investing 2 million dirham? Many investors are surprised to learn that the answer may be yes. A big misunderstanding is that 2 million dirham is the minimum investment required for any type of residency through real estate in Dubai. But in reality, there are different residency programs available in the UAE and they each have different requirements. The 2 million that you hear about is actually associated with the 10-year golden visa through qualifying real estate investments. However, there are other investor residency pathways that may have different qualification criteria depending on the current regulations, the property, and the ownership structure. That's why it's important not to assume that every residency option requires the same level of investment. I've discussed residency options with leading visa specialists on the Dubai Connect podcast. And a common mistake investors make is focusing on the visa before understanding the overall investment strategy. The first question should be, "What are you trying to accomplish? Rental income, appreciation, diversification, residency, or a combination of these goals?" And once you know that, you can determine which investment and residency path may be most appropriate. The right strategy starts with your goals, and the visa is often the result of making the right investment decision.

Primary sources

  1. 1Investor Residence Application (Taskeen) · Dubai Land Department
  2. 2Golden Visa application for investors · Dubai Land Department

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